It is your responsibility to determine whether the tour you choose is suited to your physical condition. You are responsible for the cost of any medicines or medical care you may require during the trip for any reason. Please make sure you have adequate personal medical insurance to meet any medical emergency which might arise. In some cases, if you need medical care during the tour, you may be required to pay for it at the time it is rendered and seek reimbursement from your insurer after you return home. Please check with your medical insurer for details. In the event of a medical emergency, we will make every effort to assist you in obtaining necessary care and, if necessary, assist you in making arrangements to transfer funds from home to pay for it. Also, please tell us if you suffer from any allergies or other physical conditions which might affect you during the tour. Finally, please check with your doctor to find out what inoculations may be recommended for the areas you will be visiting. It is your responsibility to obtain all necessary inoculations. We reserve the right to decline to accept any person as a member of the tour, or to decline to retain any person, if such person's physical condition, mental well-being or behavior interferes with the operation of the tour. There will be no refund in such cases.